MY THURSDAY THOUGHT FOR THE WEEK - When is it too late to start over or for second or even a third chance – in a career, a relationship, a business or just life. It’s a really simple answer - when you are dead. I have no clue why people quit or give up when a business fails or a relationship ends without their control or they are given bad health news or someone special in their life dies or they think they are too old or – shall I go on? Ever wanted to quit? Ever quit or caved?  Ever thrown in the towel for any number of stupid reasons? Well, I have to tell you after far more failures in; relationships, business, finances, health, and relationships I am the expert on not quitting. Not bragging cause I’m sure some of you are questioning my right to even write this given my sordid past. But I digress. It is never too late to start again in any life area as long as you are willing to learn three simple truths; 1 - failure is an important ingredient of success. 2 – If you don’t learn from the past you are doomed to repeat a failure in the same life area. And 3 – How you handle failure, adversity, and disappointment define your character, circumstances, and future.